The availability of financing for property purchases in Romania varies depending on the financial institution, type of property, and the buyer’s financial profile. Many banks in Romania offer mortgage loans to Romanian citizens and foreign nationals. However, the eligibility criteria and loan terms can differ depending on the bank.

Typically, buyers will need to provide proof of income, financial stability, and creditworthiness to secure a mortgage loan. In some cases, buyers may also need to provide collateral such as real estate or personal property.

Foreign buyers may face additional challenges when seeking financing in Romania, as some banks may be more cautious when lending to non-residents. However, there are a growing number of international banks and financial institutions that offer mortgage loans to foreign nationals in Romania.

In general, the availability of financing for property purchases in Romania is good, and there are a range of options for buyers to choose from. It’s important to do your research and compare the different loan options available to find the best option for your individual needs and financial situation.